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OVERVIEW

DESTINE is a purposed Asset Management company focused on providing advice, protecting our clients’ interest whilst creating wealth through the responsible management of funds.

OUR FOCUS

DESTINE is focused on providing our clients with advice that will protect their interests and create wealth through the responsible management of funds. We build long-term trust relationships with our clients.

OUR STRATEGY

The Core principle in DESTINE is to understand our client’s needs. In this way we can provide them with the best advice, the best solutions and innovative investment strategies.

CORPORATE RESPONSIBILITY

Our corporate social program known as the Destine Foundation trust, includes community development funds for like-minded people and institutions willing to donate or invest capital to assist in community development projects.

COMMUNITY DEVELOPMENT

We are involved in several community development projects such as structured entrepreneurial programs and philanthropic initiatives—including orphanages, safe houses, feeding programs, assisted living for the elderly, and other humanitarian aid projects.

ENVIRONMENTAL RESPONSIBILITY

Because we are committed to environmental sustainability, we are involved with several environmental responsibility initiatives such as developing renewable energy programs and providing good potable water in rural areas. We also promote specific environmental projects such as Waste-to-Power.


DESTINE is strategically positioned to assist investors and product owners alike in providing good, transparent and trustworthy service.

We have our clients’ best interests at heart, so we take time and effort to individualise each investment portfolio. We respect their freedom of choice in managing their investment portfolio by offering a creative approach to investments.

Our clients are able to choose in which market segments they want to invest—whether property, precious metals, money markets or other specific sectors of the economy.

DESTINE provides outcome-based investment planning, which will allow our clients to:

  • Benefit from industry specialist knowledge and independent investment teams;

  • Invest by capitalising into any of our asset classes;

  • Choose from a broad range of solutions to meet their specific objectives; and

  • Draw on the expertise of a network of asset managers.

For the sake of financial compliance, our clients are well-informed about the risk profile associated with different investment portfolios. In this way, they are well able to make informed decisions.

We follow a double-tier risk mitigation process ensuring the protection of our clients’ money. That is why we favour broad-based, distributed investment profiles with a focus on tangible assets such as property, commodities and precious metals. These investment classes have proven to provide consistent growth over many years.

Business Principles

We follow a three-tiered approach in fulfilling our fiduciary responsibility. Every investment is initially deposited in a specially created trust account, which is managed by a credit committee. We have industry specialists forming part of DESTINE’s management team that evaluate every project, program and investment opportunity.

These proposals are then submitted to an external trust management company that will reevaluate whether all our fiduciary and risk mitigation requirements have been met. Their recommendations are then re-evaluated by the DESTINE team, before the final investment decision is made.

This three-step process ensures that we make the right investment decisions and fulfil all our fiduciary responsibilities.


Focus on Individual Investors

DESTINE aims to provide financial services for clients from all spheres of society and backgrounds. We want to offer financial services that are affordable and welcoming to the man on the street.

We believe the individual investor market is not adequately serviced by the current asset management offerings. That is why we encourage investment and saving plans for all income groups. No investment is too big or too small.

In order to achieve this objective, we offer several cooperative investment plans that are used to fund entrepreneurial initiatives. We want to empower entrepreneurs to take their business ideas from inception to maturity.

We want to become business-incubators where entrepreneurs can bring their business ideas to be evaluated and funded. In this way, we can encourage and assist them to become good managers of their estate and to invest forward.

Focus on Africa

DESTINE wants to participate in changing the perception that Africa is a high-risk investment continent by unlocking her vast, untapped resources.

One of the biggest challenges in Africa is the management of money because of a sad history of corruption and bad management. This has caused a very bad perception of doing business in Africa.

The answer to this situation is good stewardship of Africa’s resources and a culture of accountability. We want to stimulate economic growth through responsible and ethical asset management. This is also why we emphasise managerial training programs and entrepreneurial skills development.

Focus on Humanitarian Funds

While we offer asset management services to a wide spectrum of clients, we specialise in managing humanitarian and social development funds. We believe the world is currently experiencing unusual challenges, which requires special care in managing the provision of basic needs.

As a financial services provider, we have a strong sense of responsibility towards community development programs. To this aim, we have identified a number of humanitarian and social development projects in Africa in which to invest. We are also dedicated to donating a sizeable portion of our profits back into community development.


DESTINE offers the following products and services:
  • Investment Banking & Management
  • Development Fund Management
  • Paymaster
Investment Banking & Management

We support corporations, institutions, governments and banks with strategic advice, raising of investment and loan funding, risk management and investment solutions.

We also facilitate merger and acquisition transactions by providing strategic advice, assisting in raising capital and helping to manage risk. We manage the liquidity of the company during the M&A process. This ensures that they have enough cashflow to complete the transaction, perform the merger, and can grow once the merger is realised.

Development Fund Management

We support developers and funders in the management of project funding. This reduces some of the pressures caused by the complexities of project development and allows them to focus on the implementation. It also provides peace of mind to the funders, since we aim to mitigate a project’s risk through efficient financial management.

Paymaster

As paymasters we offer the following solutions:

  • Connectivity. We connect merchants with each other, with traders and other third parties.

  • Processing. We support transactions through all stages up to settlement. We perform the transaction processing both on the seller and the buyer’s side. This is to ensure that no funds are released until all the necessary criteria are met.

  • Security. We validate that the right people get the right money at the right time. We ensure that the correct procedures are followed and that fraud is prevented. We confirm that money is paid from the right accounts, into the right accounts.

  • Insights. We provide information to our clients that will help them understand their business or trading transaction. We optimise and standardise information in trading.

  • Payment Solutions. We navigate the complexities of trading.


Our broad spectrum of investment solutions are tailored to help investors achieve real returns on diversified portfolios spanning from real estate to equity, long term and short term debt, and hedge funds.

DESTINE has a unique approach to the kinds of market segments in which we invest. We want to encourage our clients to invest in market segments that they know and trust.

In partnership with our network of financial advisors and international asset managers, we provide investment opportunities in the following asset classes:

  • Commodity trading

  • Mining

  • Information Technology

  • Infrastructure & Property Development

  • Media & Entertainment

  • Healthcare

  • Education

We provide holistic financial services for each asset class and can help our clients obtain financing, manage funds and find the right investment strategy for their needs.



Asset Class Offerings

Commodity Trading

DESTINE is currently involved as financial manager and paymaster of trading in the following commodities:

  • Precious Metals (Palladium, Gold & Silver)

  • Other Metals (Copper, Chrome)

  • Diamonds

  • Coffee & Herbal Tea

  • Mineral Water

  • Petroleum Products & Natural Gas

Mining

We provide all our standard services to the mining industry, including the management of capital, treasury, money management, as well as sourcing funding for investment expansion initiatives for new technology. We envisage that this sector will grow exponentially in the near future.

Information Technology

We see the IT industry as a good investment opportunity. We will provide expanded mobile banking services in conjunction with commercial banks through our upcoming DESTINE Mobile Money app. This will provide users access to other financial tools and the latest business management software over a mobile network. The app will also allow for the distribution of digital newsletters and other communication.

Infrastructure & Property Development

We will soon launch the DESTINE Property Fund, which is a start-up fund for property development and acquisition opportunities. This property fund will unlock value by insuring maximum efficiency in capital utilisation and asset management. We have identified several excellent investment opportunities in the Eastern Cape, Western Cape, Gauteng and Limpopo Province.

The DESTINE Energy Fund will play a huge role in renewable energy development and trading in Africa.

Media & Entertainment

Besides providing our standard services to the media and entertainment industry, we also have investment opportunities available in television broadcasting, radio broadcasting, and advertising for radio en television. We also provide major investment opportunities in the burgeoning African movie production business.

Healthcare

We provide asset management solutions and specialised financial services to the medical profession. This allows healthcare professionals such as doctors, physicians and technicians to focus on their patients—safe in the knowledge that their wealth and assets are managed properly. We can assist in obtaining funding for ventures in the healthcare field, investment advice and investment management.

Education

We can assist in the management of school, college and university funds as well as provide all of our standard services to the education sector. Currently, there are several investment opportunities available in private schools, private training colleges, technical colleges, and online training platforms in various African countries.


We follow a three-tiered approach in fulfilling our fiduciary responsibility. Every investment is initially deposited in a specially created trust account, which is managed by a credit committee. We have industry specialists forming part of DESTINE’s management team that evaluate every project, program and investment opportunity.

These proposals are then submitted to an external trust management company that will reevaluate whether all our fiduciary and risk mitigation requirements have been met. Their recommendations are then re-evaluated by the DESTINE team, before the final investment decision is made.

This three-step process ensures that we make the right investment decisions and fulfil all our fiduciary responsibilities.


For many centuries, Africa’s resources were plundered, with little ploughed back into local community development. This has left a legacy of disadvantaged individuals with a serious lack of resources and entrepreneurial skills.

As a financial service provider, we believe we have a fundamental responsibility to assist in community development and philanthropic ventures in Africa. To this aim, DESTINE partners with several communities and individuals to uplift the morale of the people in Africa.

Community Development

DESTINE works to advance community development through the following sub-categories:

  • Strengthening financial capacity in disadvantaged individuals through cooperative investment plans. In doing so, we help them grow their savings, improve their credit ratings and improve their financial security.

  • Providing structured entrepreneurial programs for youth and adults so that they can better compete in the African market. We want to empower these entrepreneurs to take their business ideas from inception to maturity.

  • We identify and help help worthy non-profits and charities through grants and gifts.

DESTINE is also involved with several philanthropic initiatives, including orphanages, safe houses, feeding programs, assisted living for the elderly, and other humanitarian aid projects.

Environmental Responsibility

Besides our commitment to develop and strengthen communities in Africa, we also have a responsibility towards environmental sustainability. We are involved in the following environmental responsibility initiatives:

  • Developing renewable energy programs in disadvantaged communities.

  • Providing good potable water in rural areas.

  • Promoting specific environmental projects such as Waste-to-Power.

Since corporate responsibility forms the foundation of the vision and mission of DESTINE Asset Management, a significant portion of our shareholding is held by the Infinite Grace Foundation.


DESTINE Asset Management is a privately owned financial services provider registered under the Financial Services Board of South Africa (FSP Number 45503). We offer services in administrating development funds, pension funds, trust funds, insurers, foundations, private investments, non-governmental organisations (NGO’s) and institutional funds.

Besides fund management, we provide various investment opportunities for individuals, associations, corporations and institutions. We serve individuals, advisors and institutions. Our corporate social program includes community development funds for like-minded people and institutions willing to donate or invest capital to assist in community development projects.


Corporate Structure

Each member of our board has a proven track record of operational excellence, integrity and trustworthiness. All of them have experience in the business world. They know how to start, run and manage businesses in the market segments they represent. Our board members come from all spheres of life and society and have extensive knowledge in start-ups, growth plans, and general business management.

Our executive board comprises of two experienced market leaders. Our advisory management team was assembled from eleven market leaders with a combined business experience of 150 years.

Board of Directors

Our non-executive executive board is made up of twelve market leaders with an entrepreneurial mindset in the different asset classes we service. Each member was specifically chosen because of his or her excellent track record.

Our executive board comprises of two experienced market leaders. Our advisory management team was assembled from eleven market leaders with a combined business experience of 150 years.


Vision

Our vision is to become the asset management company of choice in the emerging markets of Africa through transparent, ethical and trustworthy service.

Destined for greatness.


Mission

FOCUS

Understanding our client’s needs and providing them with the best advice and solutions for their needs.

INNOVATE

Solving the problems in Africa’s financial sector by providing innovative and trustworthy solutions in wealth creation and management.

MANAGE

Securing wealth through good money management while limiting financial risks caused by corruption, lack of planning and poor implementation.

MULTIPLY

Delivering multiplied returns while growing the economy through empowering innovators through our entrepreneurial fund.


Our Values

DESTINE cultivates a winning culture. “Destined for Greatness” means we have

  • the Strength to assist our clients in good times and bad;

  • the Dependability to come through on our promises; and

  • the Tenacity never to give up.

At DESTINE we commit ourselves to honesty, integrity and transparency. We believe that ethical behaviour is not automatic but has to be cultivated.

Since everything in life is about people, we treasure good relationships between our staff and customers. We strive to build teams that are disciplined, have a common purpose, and work in unity.

Our common purpose is:

  • to be good stewards of the estates and assets entrusted to us;

  • to make a difference in people’s lives; and

  • to leave a good legacy.

We have a passion to achieve greatness. Which is why we continuously review our processes, results and standards against international benchmarks as well as our competitors.

We are building a company and brand of which our employees, shareholders, clients and communities can be proud.


We can be reached by phone at: +27 (0)11 883 0508
Our office address is:
96 Eleventh Street
Parkmore, Sandton
South Africa
2196

Online Inquiry

Please complete the web inquiry form below, and one of our service consultants will contact you shortly.


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